About Credit Waypoint
Credit Waypoint is an independent desk that maps business bills to the cards that should pay them. Ads, software, tools, and the rest of operator spend do not all belong on the same card.
We publish that map and the dates that matter — annual fees, bonuses, and category changes.
We are not a bank, a broker, or an advisor. Nothing here is an offer of credit or personal financial advice. Card categories and bonus rules change. We date our tables and we are wrong sometimes.
When we are, we correct the page.If we earn a commission from an issuer, we say so. That does not change the map.
Questions: hello@creditwaypoint.com
Independent desk
We are not a bank and we do not issue cards. We publish a map of which bills belong on which cards.
Dates, not slogans
Annual fees, bonuses, and category rules change. We put a date on the table and we update it when the rule moves.
Operator spend first
Built for ads, software, tools, and the other bills that hit a business card — not grocery-store swipe guides.
Commissions, disclosed
If an issuer pays us when someone applies, we say so. That does not change which card we put on the map.